The Los Angeles DUI Law Blog

DUI Offenders And Car Insurance Woes

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In Los Angeles, there are many consequences to driving under the influence. A DUI can not only be mortifying in today's society, but it can also be very expensive. Aside from the license suspension, high fines, DUI attorney fees, and a permanent mark on your criminal record, a DUI conviction can fire back at you in the most unexpected ways, such as car insurance.

According to Insure.com, California state law requires all DUI offenders to get a SR-22 form from auto insurers to give to the Department of Motor Vehicles. This form is what removes a license suspension, as it proves to DMV that the offender carries liability insurance.

The catch is that not all insurance companies will provide insurance to SR-22 holders. With a DUI conviction on your record, preferred carriers will likely cut you off, since DUI offenders are considered a liability threat by acting irresponsibly. Some auto insurance companies will provide service to DUI offenders, perhaps some smaller companies, but insurance will come at a high price. Even with just one DUI violation, an offender may face high insurance prices for the rest of his or her life.

If you've been convicted of a DUI, and are facing difficulties getting auto insurance, then you should contact a DUI attorney in Los Angeles right away. A skilled attorney may be able to negotiate with the insurance companies to make sure you're getting a fair rate and that you're not suffering too much from the skyrocketing insurance prices in the long run.

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